Best Financing & OPM Options For New Investor With Low Cash?

[Chris Oak]

Hey everyone!

I'm looking to get in the real estate industry; specifically looking to do fix and flips. 

I was wondering if any experienced RE veterans could suggest financing options based off the situation I'm in:

**I'm 22 years old, have a 690 credit score, have $5,000 saved up in cash - liquid, the average market value of a house in my local area is $385,000 - $400,000 just based off comps**

Considering I'm young, have a decent credit score with little liquid funds available in an expensive market (can't do 20% down), I was wondering if anyone has any suggestions and approaches I should take for financing/funding homes specifically for fix and flips. 

What's the best financing routes I should take? Best methods of using OPMS with more pros than cons (low-interest rates, etc)? 

I was thinking about using my personal or business credit cards to fund everything but I would like to hear you guy's thoughts. 

Let me know your thoughts! - Thanks!