Getting a mortgage loan as a student

[Sung Park]

Hi BiggerPockets Forum, 

You guys have been an incredible help in the process of buying a property. However, since I do not have a pre-approval, I cannot move forward. Here is the issue. 

I am currently in college finishing up my master's degree. I have a full time job next year August and my girlfriend too who will also be paying down my mortgage. I do not have any debt, have 758(Even though my FICO says its 778) credit score and have about 70+k in savings. I did my internship this year and doing side gigs here and there. However, all the lenders I have been talking to says without a 2 year work history pre approval is hard. I want to get a place before August when I start work and it seems like renting is inevitable since I need my paystubs. Does anyone know who got around this or any lender that has lend out in a similar circumstance? Is renting the only option?

Thank you!

[John Clark]

This is why God invented co-signers. Call mummy and daddy.