local lending programs in Chicago

[Shamori Battle]

I've heard there are area specific lending programs in Chicagoland. What are some of the better ones for a 1st time investor looking to owner-occupy a 3-4 flat that needs some rehab work?

Lets assume they are Black, female, 675 credit score, paid in cash so no tax or emp records & 40 yrs old if that helps to narrow down her options.

Either way, I know I'm also curious and can't be the only person who wants to know what the community thinks, thanks in advance!