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Updated over 3 years ago on . Most recent reply

Laura Shkembi's profile image
Laura Shkembi's profile image
Laura Shkembi
  • New to Real Estate
  • from Atlanta
  • Member since Oct 28, 2021
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Laura Shkembi's profile image
Laura Shkembi's profile image
Laura Shkembi
  • New to Real Estate
  • from Atlanta
  • Member since Oct 28, 2021
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Laura Shkembi
  • New to Real Estate
  • Atlanta
4
Votes |
10
Posts
Atlanta Real Estate Forum

Debt to income ratio…

Laura Shkembi
  • New to Real Estate
  • Atlanta
Posted

If I begin to airbnb in 2022.. can the airbnb income help offset my expenses and lower my debt to income ratio when applying for a new loan? This is in a scenario if I want to buy a second property

Atlanta, Georgia
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Ashley Cross's profile image
Ashley Cross's profile image
Ashley Cross
  • Lender
  • from Columbus, OH
  • Member since Feb 29, 2020
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Ashley Cross's profile image
Ashley Cross's profile image
Ashley Cross
  • Lender
  • from Columbus, OH
  • Member since Feb 29, 2020
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Ashley Cross
  • Lender
  • Columbus, OH
214
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202
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Ashley Cross
  • Lender
  • Columbus, OH
Replied

You'll have to wait two years to use that income. We use your average income for the 24 months to determine your monthly income for that property.

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