Do we need to worry about flood zones & flood insurance here?

[Bryan T.]

Do we need to worry about flood zones & flood insurance investing in Jacksonville, FL? Does Jacksonville get a lot of hurricanes and flooding? 

Also, I am from the Houston, TX area. Anyone know how the hurricanes and flooding compares to Houston? 

[Clint Shelley]

Look to see if your property is in a flood zone by going the the map service center at FEMA's website. Twenty five percent of flood claims happen to properties that are outside of a flood zone, so if you're near one, it may be prudent to get coverage. I check the map center first to see if a potential deal is in a zone and which one. If it is, I don't necessarily rule the property out, but it if it's a thin deal I pass.

Clint