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Updated almost 4 years ago on . Most recent reply

User Stats

124
Posts
33
Votes
Matthew Swearingen
  • CA
33
Votes |
124
Posts

Experiences with good returns from SDIRA and REIT

Matthew Swearingen
  • CA
Posted

I was debating on transferring my 401k to a SDIRA (with a trust or LLC) and it seems like there's mixed opinions. One person said they would never invest in RE using a SDIRA but never stated a reason why. I understand the the SDIRA gives you more options as far as investing in crypto, notes REIT, precious metals, etc, but has anyone had any experience in which they can say they would go with SDIRA due to more options and better returns. How liqiud is the SDIRA if I needed to use the funds for emergency?

Most Popular Reply

User Stats

105
Posts
48
Votes
Jason Rhodewalt
  • Investor
  • Sacramento, CA
48
Votes |
105
Posts
Jason Rhodewalt
  • Investor
  • Sacramento, CA
Replied

Out of curiosity are you or your spouse self employed? My wife is and we just created a solo-401k and are rolling over her older employer sponsored 401k currently. Similar to SDIRA you get check book control (you can invest anyway you want) but the big difference is a significantly higher contribution limit based on the income of your own business. I think the solo 401k is not as well known but from my perspective is a much better retirement vehicle. Would love to hear others thoughts though 

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