Refinance as non US citizen

[Amir David]

Hello everyone,

I'm a new investor, heard a lot of webinars and podcasts about refinancing my money but i still have questions.

I'm from Israel and as a foreign investor i would like to understand what will be the best way and when can i do refinancing.

Questions :

1. How do i get credit score and when will i get enough to be able to refinance with good interest.

2. Is there a difference if i will do the refinance as the owner of my LLC or as a private investor?

3. I read that i have to own at least 20% equity to be able to refinance, if i will own 80% or even 100% how will it effect my ability to refinance?

4. I read that my property must be habitable to be refinance, how will it be determined, does the lender or the bank send someone to check the property? What will they check?

5. Is that correct that i will have to wait at least 12 months, complete my taxes report and only after that i will be able to get refinance?

6. Last question, if i have 200k$ or 2M$ in my Bank Account does it make any difference on the APR or does it only effect my credit score?

Thanks for your answers,

Amir David