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Updated over 7 years ago on . Most recent reply
![Jonathan Jaime Velarde's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/798924/1621497711-avatar-jonathanj39.jpg?twic=v1/output=image/crop=819x819@0x0/cover=128x128&v=2)
Keep Maxing My Roth IRA or Have More CASH to Invest???
Greetings!
I am currently maxing out my Roth IRA, which is phenomenal and gives me a great sense of security, but now that I am very intrigued in the RE investing community should I cut back on doing $458 a month towards the IRA or no?
Between my USAA Roth IRA, TSP Roth (which I will rollover once out of military), and everyday investing/saving I am putting roughly $1,039/month.
Which would you cut back/add to, if any, in order to build a bank roll for RE investing. My first investment property I am hoping to get a 2-4plex with FHA/VA loan, live in one unit, and rent the others out. Not exactly sure where at the moment because the Ventura County market is expensive and that is where I am going to live once I'm out of the military for at least a few years.
Very Respectfully,
Jonathan Velarde
Most Popular Reply
![George Blower's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/754069/1621496705-avatar-georgeb74.jpg?twic=v1/output=image/cover=128x128&v=2)
You could transfer the Roth IRA to a self-directed Roth IRA and then invest the Roth IRA in real estate. All the gains would flow back to the ROTH IRA and grow tax free.