Step by Step Subject to Existing Loan

[Account Closed]

Hi everyone,

So I understand the basic concept of a subject to agreement, where the seller agrees to sign over note or deed to the buyer, and the buyer begins making payments to the existing mortgage in lieu of the seller. I have a seller that is willing to agree to such a sale, but this will be my FIRST deal, and I want to make sure I dot all my I's and cross all my T's on this one. If someone could offer me some step by step info so I don't miss anything that would be great. Iv'e heard from threads and videos that others use their company name. Does this mean the deed cannot be transferred to an individual alone? Its questions like these that are leaving me stumped.

[Account Closed]

You find those "off market". No agent. An agent usually charges the seller 6% so they defeat some of the purpose of Subject To.