Forever Home- Land+Build, Airbnb Eventually

[Carly Newfield]

Hello everyone! I am kind of new to BiggerPockets and real estate investments. After living in an apartment for 2 years after college, when COVID hit I moved back in with my parents to save money. After saving a bunch and learning about investment properties, I can't really make sense of leasing an apartment again. I really want to buy some land out in VT and ideally build a small house (~800 SF) to live in until I can save up to build a larger house on the same property. I'd then rent out/Airbnb the smaller house and live in the larger house. Does anyone know what type of loans I should look into for buying land+building a house?  I am also fine with buying land with a house already on it and either fixing it up or demolishing and rebuilding. The equations in the BiggerPockets books I've read won't really work out for this situation because I am not totally concerned about making enough cash flow to pay the house off itself. This will be my forever home, that will eventually have some extra cash flow (Airbnb) on the side. I guess the more I think about it, this isn't really even an investment property question, but I wanted to see your thoughts/if anyone has any experience with buying land and building. Not sure what route I should go regarding paying for everything. Thanks :)