Non owner occupied mortgage in TX

[Ryan Knapp]

Hey!

From San Diego & my wife and I have saved for a down payment on a SF there at 3.5%. But then, in laws put their house up for sale in TX...

House in Fort Worth received a crazy amount of offers.

Wife and I would like to buy the TX house but still don’t have the $50k usually required for a non owner occupied loan at 20%. Have around half that.

Anyone aware of TX loans or specifically in the DFW area that allow less down or other creative solutions for rentals? Would like to rent the house and potentially stay in the granny flat when we’re in town.

Long shot I know, but thanks!