Seller wants the buyer to get a mortgage instead of owner finance

[Harvard Cruz]

Hi BP,

I am a newbie in real estate investing. I would like to use owner financing strategy. What if the seller responded that they want the buyer to get his/her own mortgage (bank or lender) and not owner financing, does it means there is no deal or is there anyway that you can still convince the seller?

They want 399k in their property and mortgage owing was not disclosed because they say their mortgage is not related to the sale of the house; I think because they want the buyer to get the mortgage.

Thank you in advanced for all the responses.

Harvard