Leverage Rental Portfolio to SCALE!

[Neno D.]

Hello,

I am sure this has been discussed quite a bit, but hoping to gain some insight.  I feel like I do a lot of research and I am just falling short on how I can creatively utilize our rental portfolio and current house to leverage to buy a commercial property (I am thinking 5+ units).

Currently own 3 rentals, 1 on east coast, 2 in California. Cash flow is not great, but appreciation is very strong so far. All have mortgages, LTV is around 70- 75% for most of the properties if you account for the appreciation. Rents are slightly under market, but we have long term tenants in 2 of 3 properties. We also live in a single family home, LTV around 70&. We have strong income, retirements, etc.

Looking to up the ante and purchase a commercial/apartment property, utilizing the equity and value of our current assets.  We do have some savings but not looking to put too much in to obtain the 20 - 30% needed for DP. 

Is it even possible to do? 

Am I thinking of a scenario that is not possible?  

How is this potentially achievable?