Buying via seller financing hurt income to debt ratio?

[Sam Gergley]

Hello!

If I purchase a home via seller financing will that effect my income to debt ratio when a bank goes to qualify me for another mortgage? My thought is that it might be advantageous to go the seller financing route so I can acquire multiple properties at similar times without facing underwriting scrutiny. In other words, will a bank see this debt that I owe?

Hope that makes sense !

Thank you for the help!

Sam