Looking to make first investment but so many strategy

[Akeem Moreno]

Hi guys I need advice for obtaining my first rental here’s what my investment picture looks like:

50k cash liquid

82k available biz credit cards total limit

No debt other than some personal credit cards that do not exceed 5k which I can get rid of at anytime but I’m using a 0 percent balance transfer on one of my cards.

No student debt no kids I have to take care no pun intended just painting a financial picture

What’s the best way to leverage my money and get a solid return on a rental property? I live in NY as you know is pretty expensive to get into I can use a fha and house hack but I’ve been out of work more than a 1 year and a half due to injury at my previous job which I’m still recovering from so NO pay stubs to show the banker at this point I could wait until I get better or just use 20 percent down and get started in Realestate. I’m in a complicated situation with all the hype and low interest rates I’m tempted to dive right in!