Strategic VA Loan Question

[Bryan Larsen]

Hi all, have been educating myself for the last several months and thought I may have stumbled upon and interesting question, so here goes: when using my VA loan, I know I can eventually refinance to a conventional loan and use the no-money-down Va loan again, but would it be more lucrative to buy into a more expensive 4 unit that needs less maintenance and will cash flow more each month (and max out my eligibility)? I understand the potential of multiple multi-unit properties that I pay little or none of my personal money into, but if I can cash flow on B+ 4-unit investment in a B area, do you think it will be safer than dealing with 2-3 cheaper multi-families that will present more tenant issues, less cash flow, and more maintenance costs? Also I've heard I can get better interest rates without the VA loan. Thank you for your wisdom and time.