Purchase strategy advice to avoid 20% down???!!

[Lonnie Waliczek]

I have an opportunity to purchase 3 SFH s ( one has a one bedroom “mother in law” suite on the same lot, 4 doors total) for 208k . Market value where I’m at in Wichita ks, would have them sell at 240k ish. Property 1 asking 57k market value 67k Property 2 asking 66k market value 76k Property 3 asking 85k market value 99k The homes are all in great shape, 3of the 4 are rented and fully rented we ll cash flow 1200 ish/monthly. So, I know it s a good deal and we d have built in equity just by buying them , but I’m curious about strategies to avoid paying 20 % down. Are there HML s that I could borrow from for the purchase and then refi at appraisal value shortly after? Or any other strategies that avoid the 20% down ? All advice appreciated greatly!!