Seller carryback - bank requires lease

[Account Closed]

Hi everyone, I am considering purchasing a property with a 20pct seller carryback. However, my bank won’t finance the other 80pct without a signed lease with 1.2pct DCR. I am finding this to be the ‘chicken or the egg’ scenario. What ate some good strategies that will allow me to have a tenant with lease in place first so I can utilize the 20/80 financing?