Fixed rate loans when the SHTF?

[David Permenter]

I have had a basic strategy of buying gold & silver lately with the belief that our economy, and the dollar, are headed for a crash - sooner or later. The idea is that when the dollar falls, metals soar. I sell and move over to what (it is said) will then be an undervalued real estate market. Ok, with that as a backdrop...

My concern, and what I am now trying to come to an understanding of, is if, in a time of presumably increasing interest rates and high inflation, will banks curtail fixed rate loans?

I have no interest (no pun) in ARMs, the future is too unforeseeable for my risk tolerance level. 

Bottom line - I am trying to determine if I should keep buying metals to have a bigger payout when I sell (more capital to invest in RE) but risk losing out on low fixed rate financing - OR - stop buying metals and put as much cash into RE now while rates are low AND fixed.

This is a serious dilemma for me and a potential tipping point for timing my investments. I intend buy & hold only, passive income minded. I am a follower of Mike Maloney's wealth cycles perspective of exiting one asset class (metals) near its peak and moving that capital to another class (RE) which is then undervalued. Real estate is my long term class of choice. Metals, a way to get there - farther and faster.

I will really appreciate as much insight into this as our community can provide. Thanks so much, in advance for your input!!! - David (Florida)