Young, Talented, and In Need of Help!!

[Carter Crowley]

What is up everyone! So I will give you my current situation before I go into the problem. 

Currently: I have been actively selling real estate (realtor) for a little over 1 year. I do not have an average of 2 years income for tax purposes because of this and was going to school before I got into RE. I do have money saved up (projected about 40k gross income this year), and have access to private money for lending purposes if that is needed. 

I have evaluated and found deals (rentals) that are worth writing on, but because I can't take out a mortgage I am stuck on what to do! I am only 20 so that is why I don't have the taxable income yet, but if anyone can give suggestions/ideas it would be greatly appreciated!