Get approved for additional loans after you start investing?

[Joel Kadlec]

Hey BP world,

I am having a small issue right now as far as financing is concerned. I recently bought a pair of quadplexes under a commercial loan in Dec of 2015. I am also renting where I live now and would like to buy a home in August with a VA loan, however, the banks are saying it could be difficult to be approved beacsue of the quads since it shows "debt" on my credit check and I have not had them long enough to prove on taxes that they are cashflow positive. The mortgage is in my name, but I have switched over the title into my LLC. Is there a way to get the mortgage out of my name into my llc as well? That would free me up to purchase a personal residence I would think.

I am also wanting to do another commercial deal very soon with something I have been looking at in my area. Is there a way to buy this next investment and keep it out of my name?  

the summary of this is:

I bought a commercial investment in Dec. 2015

Would like to buy another commercial investment this month or the next if I can reach a deal with the seller.

I would like to buy a personal residence in August when my lease is up.

My commercial lender has already approved my financing for this second deal, but I am getting stuck with the personal side. Also if I buy this second commercial investment will that put me back even further from getting approved for a personal residence in the future? 

Hope that all makes sense. Thanks in advance for all your help!