Is this a Sub 2 or Lease Option Deal????

[Patricia Mclean]

Hi BP members, I have a owner who wants me to desperately take over payments on her house. She has not made a payment this year yet. Her last payment was in december last year. I met with her today and she has given me ALL of her information regarding her loan. House was bought for 130k in 2000. House was built in 1983. According to her mortgage statement from chase she now has an unpaid balance of $86,722.66 and she has no other liens on the property. The house doesn't need any repairs and has a brand new roof. It is in move in condition. I'm trying to decide what I should do. Lease option or sub to? Which one would benefit me? I would like to hold on to it but, by this being my first sub 2 or lease option deal, I'm not sure if I should. I need some insight everyone. What should I do?