Looking for creative conventional financing advice

[Steve Davis]

I'm a young investor from Texas and looking for creative financing to acquire rental properties en mass. We have a credit score just shy of 700 but our income is very low(est. $28k/yr). I have a cosign available (family) with a mid 700's and approx. $500k in liquid assests, but once again, has a low monthly income ($55k/yr). Our DTI is skewed on paper, at 68%. Full doc convential financing is proving to be an unsurmountable object. I'm looking to start purchasing properties at the rate of 1 per month and need to find a way to pull the cash I have into these properties out once rented. I have my hard money lender in place and have no problems gettting to the properties and getting them "rent ready". I just need a stable way to get them cashed out and perm. financed after the first month. I assumed that full doc wouldn't be a problem with the cosign taking the amount of liquid assests in to account, but everyone so far hasn't even looked at them. Any advice on where I can go that will constantly give me financing on these properties. I'll never need more than 80% LTV. Help....please.