Taking out a conventional loan on a property with a lien

[Shervin Fakhravar]

Hello! 

I need some advice and perhaps if anyone knows a bank to connect me with. Currently, me and my team are looking at seller finance deals, where we wouldn't have any loans on the property but rather a lien saying that if we don't pay off the person they take the house back. 

I'm wondering if you know of any banks willing to give out a loan on a property with a lien on it? Say that the property is worth 200,000-300,000$, a loan between 40-60k would be enough, anything above would be nice but unnecessary. From what American Mortgages told me it would not be possible through them as they need to be first in line to get paid if a ''failure to pay'' situation would occur.

But I really wanna hear your opinions on this, taking out a loan on a property that you own 100%, but there is a lien on it. Good or bad idea? And banks, any banks that are willing to work around the lien situation? 

Thanks in advance guys, you are the best!