Retire on cash flow or cash out refi every 5-7yrs

[Justin S.]

I’ve talked to a few people with different takes one this question.  If I’m looking to retire on my rental income, should I try to pay off properties ASAP and live off of cash flow or not worry about paying them off and just cash out refi every 5-7yrs and live off of that(assuming the rents can sustain the mortgage and expenses)