Huntsville Insurance Coverage/Insurance Companies

[Brad Fisher]

Hi all, wondering if folks have had more success on fire/landlord policies with local insurance agents or if the "big box' folks still work. Trying to figure out the best options for OOS investing in the Huntsville and Chattanooga markets (where I am currently focused); want my numbers to be tighter as I am analyzing deals.

What types of rates should I expect for 3/2 SFHs that are 1970s or newer?  Or even new construction?