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Updated over 3 years ago,
Refinance with Portfolio Lender -- Assets but no Income
I am semi-retired and living off my assets, but my lack of regular income excludes me from refinancing any of my real estate assets at the current low rates and high property valuations. I have two rentals and my primary also produces rental income. All have mortgages from 3.875%-4.5%. Can anyone recommend any local banks that might considering refinancing these into a portfolio loan at lower rates than this?