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Updated about 7 years ago on . Most recent reply

Taylor Chiu's profile image
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Taylor Chiu
  • Real Estate Agent
  • from Salt Lake City, UT
  • Member since Feb 16, 2014
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Taylor Chiu's profile image
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Taylor Chiu
  • Real Estate Agent
  • from Salt Lake City, UT
  • Member since Feb 16, 2014
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Taylor Chiu
  • Real Estate Agent
  • Salt Lake City, UT
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Utah Real Estate Q&A Discussion Forum

Line of credit on investment (non-OO) properties in Utah?

Taylor Chiu
  • Real Estate Agent
  • Salt Lake City, UT
Posted

Anyone know of banks/credit unions that will do this on non-owner occupied properties? I've gotten a few through America First Credit Union, and am interested if there are any other options out there. 

Thanks!

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Remy Lattin
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  • from Herriman, Utah
  • Member since Jul 27, 2016
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Remy Lattin
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  • from Herriman, Utah
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Remy Lattin
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  • Herriman, UT
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Remy Lattin
  • Investor
  • Herriman, UT
Replied

I just closed on one with AFCU last week. They'll do 80% LTV. The only difference between an investment and an owner occupied HELOC was a .5% interest rate increase, and they don't waive the $150 application fee. If you're looking to get one that's not AFCU I'd recommend just calling around a few other credit unions. I would imagine that others offer similar loans.

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