One Last Insurance Question

[Alex Juarez]

Hey BP! 

I have one more question about insurance, and I promise this is my last one (for this year)! 

So I shopped around for insurance and have a handful of quotes. For the most part they provide the same type of coverage, but I'm not 100% sure I need everything they listed. I know for sure the dwelling, liability and medical should be included, but I'm not sure about the rest. Below, I listed out what they are providing, but could someone advise on what they think I can cross off the list, if anything at all. 

• Dwelling 
• Liability
• Medical Payment
• Personal Property
• Fair Rental
  
• Foundation
• Water Backup & Sump Overflow
• Water Damage
• All Peril
• Windstorm/hail

Any input would be really appreaciated!

Thanks!
Alex