Seeking Independent Mortgage Broker / High LTV Portfolio Lender

[Kurt Hines]

Hi Everyone,

I'm looking to partner with my brother on a house hacking scenario in Metro Detroit, near Wayne State. He'd live there, and rent out the rooms, or other units to students. I'm not happy with what I am seeing for financing (75% LTV, higher costs than I'd expect). It may just be what it is, but I want to look around.

In the past I've always preferred working with independent mortgage brokers, instead of captive brokers. But all the ones I use to work with are gone now.  Does anyone have a independent mortgage broker they can recommend in Michigan? 

Alternatively, any portfolio lenders who go above 75% LTV on investment properties would be helpful.

Thanks All!