Roof lien on our mortgage

[Vanessa Franco]

Hi all

A year or so ago we needed our roof replace and so we went through Renew Finanical.

We didn’t know at the time that this loan was actually a lien that would prevent us from being able to refinance our mortgage.

My question is, should we try to get a personal loan to pay off the lien now, so we can refinance now that the rates are so low? And try to get a cash out refi to pay the personal loan off at the same time?

Thank you for you any advice.