Loan for a small $ value

[Eric NA]

My two goals for 2009 were to purchase an investment property & also purchase an arcade machine to place at a local indoor soccer facility. I am learning as much as I can about REI but I think I am going to have to wait until 2010 becuase I still have a lot to learn about REI and my local market.

That said, I am looking for a loan for 5K to purchase my arcade machine. I have 1K to put towards the purchase. I applied for a personal loan at a bank (unsecured as I rent right now and don't own) and was denied. My expenses each month, including car payment, rent, insurance, food, everything, is around $1,600. My income is double that.

So where should I go to get a loan? I qualified easily for a 20K car loan but for some reason getting a 5K loan seems impossible. The terms I am looking for are 5K, 3 years, 10% (give or take a little). Are my terms unreasonable?

Any help would be appreciated.