Properties in Bankruptcy

[Darieal Sutton, Sr.]

Morning all, advice needed if anyone wouldn't mind. Re: Property in Bankruptcy. Got a call from a direct mail piece I sent out.

Per the owner: originally the property was in foreclosure and was listed for about a year or so (listing expired 12/2015) since then the owner has gone through bankruptcy (not sure yet, how she filled, however, meeting her today and viewing the property). and has gotten the property back. However, now she realizes she can't afford to pay a double mortgage, regular mortgage payment and the bankruptcy repayment. mortgage x 2.

The property is worth about $50k "As-Is" with a balance of $26k. 

I'd like to make her a cash offer for the house, unfortunately, I'm unaware of how the courts will respond.

Question: will the courts want to do an eval on the property for the Market value? or, Would seller financing be a better way to go?