20% Down Alternatives/Creative Alternatives

[Alfredo Alfaro]

I remember listening to some podcasts and hearing that you can get an 90/10 or 80/20 or 70/30 LTV and use creative ways of funding the 10%, 20%, and 30% down. I have found some loans and not just traditional loans but unconventional as well and was wondering about how some investors have used or found creative funding for the 10%, 20%, or 30% down. Do you get another loan from a hard money lender or traditional? How have you or others funded the additional amount using OPM (Other People's Money)? Also, would you recommend doing it?