South Florida refinance question

[Chris Bluem]

I am looking to refinance personal residence into a investment property. It would be a cash out refi and I am looking to turn it into a STR so I will not have a long term lease in place (I could maybe get one from the property manager if they were comfortable there).

My guess I will need a portfolio lender for this, but I am curious what the best route would be to go down: Conventional, Credit Union, Local Banks, a mtg lender who does both, and if you have any contacts you leverage that would be greatly appreciated

Thanks.