Special Warranty Deed

[Valerie RIchardson]

I have a friend who owns a house in Springhill Florida  she is concerned that she doesn't own the house. The bank back in 2011 told her the house was in foreclosure but no records are showing of this at all. The guy who supposedly turned the house over to her I am thinking he did a lease option with consideration amount of $90,000 I am a bit puzzled and she is too her name is not on the Special Warranty Deed his is can someone please explain this in detail I have all her documents need to shed some light on this for her. Also she is paying her money to shellpoint mortgage a debt collecting company not sure please help.... Thank You