Panama City Beach, FL- Virgin Investor

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I work in the insurance industry and would like to gain experience in real estate. I am looking to purchase a condo in the PCB area to be used as a rental and occasional secondary getaway. Do you recommend buying in the Pier Park area or on the opposite end? I know the Pier Park area is twice as expensive, but assume I could rent out at a much higher price as well. Any tips or advice? Also, do you recommend paying Cash or financing?