credit repair services good or not

[Lawrence Taylor]

I have decent credit but wanted to gage some opinions on credit repair services. Better credit can't hurt when you are approaching your first purchase. but i wanted to know the pros and cons and just some insight from the bp community. So thank you everyone in advance.

[Karen Johnson]

Hi @Lawrence Taylor. This is not strictly the answer to your question, but there are some decent credit repair services and some very questionable ones. The questionable ones can make your credit much worse before they make it better (if ever). You can honestly do everything a credit repair service would do by yourself, and I would advocate for that. If you are looking for some credit repair tips and assistance and aren't uncomfortable sharing some information (no, I don't mean account numbers and your social security number, LOL), feel free to PM me to discuss some changes you could make or steps you could take on your own. I'll let others chime in on the pros and cons question. Just wanted to lend some support and friendly advice.

Best wishes,

Karen.