Overthinking getting started

[Taji Blaze Wells]

I’m in the Hattiesburg, Ms market. My wife and I live for free already (just pay utilities). Paid cash for a mobile home on family land. I have about 14k in easily accessible cash saved. Another 2k in a high interest savings account that I can’t access for a while. And another 8k from the 401k from the old company I worked for that’s no longer getting matched. Looking to buy a rental property but don’t know if I should house hack a multi family to save on the down payment or just pay the 20% on a single or multi since I already have no rent or mortgage. I’ve also entertained flipping, but don’t know if I could afford  down payment and the cost of repair. Any and all advice will be greatly appreciated! Here’s to bigger pockets!