2nd Home or Investment Loan?

[Courtney Clark]

I reached out to a lender about rates for investment property loan for the purpose of rental property. She suggested that I do a "2nd Home/Vacation home" because the rate is much lower. We are looking to invest out of state. This seems a little shady and wanted to check with you all. I was clear what our purpose was and she said,

"Honestly, we don't care what you do with the home after you buy it."

Is this normal?

Courtney Clark