New Member Introductions
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 4 years ago on . Most recent reply
![Ana Kudlack's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/724639/1621496149-avatar-akudds.jpg?twic=v1/output=image/crop=257x257@18x56/cover=128x128&v=2)
Hello BiggerPockets, I am back!
I am back! I first joined the community in Feb of 2017 and posted about my 6 figure student loan debt and woe of freedom from my parents. A lot has happened in the almost 4 years I have been inactive. I am happy to report I am debt free. Have been for over a year now. I have a much better job and am finally ready to house hack. I live in Bergen County New Jersey and am looking to network with people in this area. I am currently saving for my house down payment. My next step is to get pre-approved for a loan. I am thinking I will go to my local bank that I use for this. I plan to do the FHA loan with 3.5% down. Properties are very expensive in my area especially multi-families. I am anxious and excited for this new venture, any advice would be greatly appreciated! I look forward to interacting in the community!
-Ana