Introduction from Endicott, NY Investor

[Rob Rispoli]

Just wanted to say hello to the community here.  I have been lurking for a little while but only recently discovered that there are a few people who invest in the Southern Tier of NY.  I bought my first property, a 4 unit in Endicott, 13 years ago.  After purchasing my 4th building I was able to quit my day job and although I still live pretty modestly I am very content managing (micromanaging?) my buildings. I now own (2) 4 family and (3) 2 family buildings in Endicott, Endwell and Johnson City.  No student rentals.  I have had the good fortune of retaining good long term tenants in almost all of my units.  I currently have 2 more under contract in Endicott and am still looking to grow my holdings for a few more years.   I never had a mentor and kind of muddled my way through at the beginning, because of that I am always looking for opinions and referrals on pretty much every aspect of owning and managing.  I would love to hear from others in this area what they are paying for insurance and who they go through.  I have all of my properties with Walls Insurance which I thought I was paying a bit more to get a better quality of coverage but I am a little dubious on that now.  Would love to hear about anyone else's experience.  Thanks!