Am I ready need a mortgage but not strong credit?

[George Jackson]

I'm am ready to buy my first rental property. I want a multi-family property. I have enough cash for a 25% down payment.  My concern is my credit is above 620 but its only recently improved. Its on the way up. I will pursue a conventional loan. So, I'm wondering if my recent credit issues will minimize my chances for an approval? I only want to run my credit once for an approval. I want to know with your expertise do you think I'm ready to move forward?