Obtaining multiple Refi home loans using retirement W2 as income.

[Josh Wood]

Hi, This is officially my first post to the forums! I am looking to begin my real estate career by purchasing several buy and hold residential multi family properties, I will be using a combination of private capital and hard money for the purchase, reno, and holding costs. After the required seasoning period I will be refinancing with a conventional home loan. For the sake of my question let's say I have excellent credit and I am using a Portfolio Lender that has already given me 2 loans on MFR's which both cashflow 300 each. If my only source of income on paper is a few thousand dollars a month from my retirement W2 and the small cashflow stream, will I be able to pursue additional deals and obtain more loans to grow my business without hitting any major roadblocks? Any info would be greatly appreciated.

[Anthoney Hanks]

Welcome to BiggerPockets! Truly nice to meet you. Good luck going forward! Hope the best for you going forward!

Congratulation on your MFRs. Sounds like you are off to a great start. For this kind of question, I would identify some of the lenders on BP and question them. They can tell you how and what you need to do. There are plenty to reach out to but I usually talk to @grant greene.

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@David Greene and @Brandon Turner has some good ones.