New Member from Orange County, CA

[Jonathan Ko]

Hi all - my name is Jonathan and I purchased my first home earlier this year and have rented out the spare bedroom ever since I moved in.

I work in commercial banking, mostly dealing with C&I and some CRE so over the years, I've picked up on some of the relevant topics, acronyms, and methodologies like IRR, NPV, LTV, cap rates, appraisals, etc. I'm a heavy user of Excel, and built my own model to determine things like breakeven point for a future/hypothetical cash-flowing property, for future use.

I have friends and family who own properties abroad as well as locally, and also out-of-state, like Las Vegas. I aim to learn from both their success and horror stories and to combine that with what I've learned on the job to determine my criteria for where/what I will purchase in the future for myself.

While I'm fairly confident in some aspects due my serving in an analytical capacity at my job, I definitely have a lot to learn when it comes to strictly SFRs/non-CRE properties. I'm hoping to meet and learn from fellow investors, subject matter experts, and possibly potential partners.

-Jonathan