Hello

[Michael B.]

Hi,

I'm a new member from Orlando, FL. I bought my first rental house in 1986, and have had at least one most of the time since then. I've owned a total of 15 rentals, over these 26 years but never more than 4 at once.

I'm a statistician by training. My day job is as a consultant to retail chains. I work with companies to get inventory levels right to maximize profit. So if you go any of about 5 national clothing chains I've worked with in the past few years and complain that they're always out of something, there's a decent chance you're griping at me.

I sold out in Kentucky a few years ago and moved to Florida. I now own my residence and 2 other properties (with a closing scheduled for # 3).

I'm a very conservative investor. I don't borrow if I can keep from it. I wait until I find a deal I can swing. I haven't always held to that, but am trying to once more. Having no mortgage gives the freedom of being able to hold a place empty until I get a tenant I want. Looking over the boards it seems that my conservatism is out of step with much of the clientele. Such is life.

Note to Moderator: Is there a way to change my name here? I really didn't intend to use my full real name on the board, but it just sorta happened. Is there a way to change that? I'm not seeing a way easily.