Middle aged and tired in New York City

[Alia Ganaposki]

*waves hello*

I am not 21 and eager to make a million dollars in the next 5 years. I hope these pockets are big enough for me.

We have been short term renting two spaces in our home in Queens through Airbnb since 2013. 

We bought one 2 unit property in Arkansas in 2017, and plan to buy another soon assuming we're content with the numbers. 

I'm here because i'm curious. I'm tired because i'm a stay at home mom to 3 boys. The youngest will start school in the fall. If the oldest is going to get his own room before college, I need to replace the lost Airbnb income with something else. Multiple real estate properties would do that, while also helping our retirement plans. 

We bought our first rental property using a HELOC, which we have paid back half of.

We haven't decided if we want to self finance the next purchase or get a bank involved.

Cheers!