New Member Introduction

[Roger Mejia]

Hello BiggerPockets community,

My Name is Roger Mejia, I am a 23 year old college student on track for a Big 4/CPA Real Estate Tax career. I am looking to leverage the knowledge I gain through my career to build my own Buy & Hold Real Estate portfolio and build relationships with like minded investors in the BiggerPockets and local community. To start out I want to partner with my brother and house hack a 3 - 4 unit property possibly through an FHA loan in the Providence County area then eventually move on to other markets in the Midwest. We want to get out of our current living situation as soon as possible but our hurdles are credit scores at around 500 and not having enough for a down payment until about a year from now. Are there any alternatives to financing that might work for us now, or would you advise to wait the year out. If so, are there ways to fix our credit scores faster? Please advise.

Anything is appreciated!