NEW buy & hold mentality investor in the Lawrence, MA area

[Jerson D.]

hey! thanks for taking the time to look at this post. currently i live in a 2 family home i bought in dec of 2015, some quick numbers are

296k (owe 270k) FHA loan (terrible paying pmi..but i didn't know better)

1st FL im in $0.00

2nd FL $1.1k (under valued by 200-300 i believe in low enough rent to keep vacancy's low) 

house hack my other 2 bed rooms $700.00

Mortgate= 1,960 owe 

im putting in about 500 out of pocket because the 2nd FL's heat is tied into my bill (1 big furnace) and yeah thats about it. house is in great shape for the next 5 years at least.. i dropped 50k on the first year finishing the basement, finishing the detached 2 car garage, this that and a bunch of crap.. house is in a nice area and has appreciated to about 365 as a guess based on zwillow. my real goal here is to buy and hold a 10 single family homes priced at 125k and under. my reason behind this is that i can save about 60k every 2 years and put that as a downpayment. i own a small construction company as a side gig so rehab is inexpensive.. well to a logical level. don't really like debt and im almost at the point where ill buy them cash 1 at a time... couldn't handle the stress of all the mortgages and the liabilities.. i don't believe in leverage. honestly its either stocks or real estate... came here from the Mrmoneymustache and madfintist's blog.  id love ideas or maybe a different approach to this.. im here because i need whats in your brains!