Another year waiting for the right time

[Steve S.]

Hi, newbie from Long Island here. Will I have a hard time getting a loan from a hard money lender? I have about $50,000 in a heloc, good credit and a good paying job in construction management. I’m looking in the 200,000 -250,000 range loan amount. I know hard money lenders look at the deal more than the borrowers. What I’m trying to figure out if I need some kind of Pre qualification before I start giving offers. Or will what I have be enough to get the loan quickly after the offer is accepted. Thanks Steve